Ready to worry less about money?

Live Free, Financially.

Integrate your Financial Planning & Investment Strategies
with our suite of Personal CFO Services

1. Know Where You Stand

2. Know Where You Want To Go

3. Know How To Get There

Does this sound like you?

We've met with a lot of individuals, families, and business owners. We find we bring the most value to people who identify with one or more of these scenarios.

Struggling to create a cohesive financial plan that integrates all aspects of your financial lives.

Financial uncertainty and lack of a clear plan can lead to stress and anxiety.

Lack the expertise or time to effectively manage your investments.

May not be adequately protected against unforeseen financial risks like job loss, medical emergencies, or market downturns.

Find it challenging to define and prioritize financial goals.

Paying unnecessary taxes can erode wealth over time.

Incomplete, or no estate plan, may not effectively transfer wealth to heirs or chosen beneficiaries.

Services

Our services put clients first

At Vault Wealth, innovation is our currency. From cutting-edge tools to personalized strategies, we continuously evolve our services to meet you at the forefront of your financial journey, ensuring every aspect of your wealth is expertly managed and optimized.
Service

Vault Plan™

Discover the Vault Plan™ Service from Vault Wealth, tailored to suit your unique circumstances and goals. It's your opportunity to experience the power of our Vault Wealth System™ firsthand, while we explore the potential of our longterm collaboration. Our focus is on laying a solid foundation for your financial future, whether you choose to continue with us or not.

What’s Known

Starting with what’s known gives us a clear understanding of where you’re at today.

What's Important

We want to find out exactly what’s important to you. Not what Google tells you is important.

What's Possible

Here’s where we find out exactly what’s possible for you. Work optional 10 years early? Yes please.

What's Next

We’ll give you clear action steps and timelines so you always know what’s next.
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Service

Vault Realty

Vault Realty is your trusted partner for all real estate needs, whether you're buying or selling a home, acquiring investment properties, or managing rental investments. Our expert team is dedicated to helping you make informed decisions that align with your financial goals. Whether you're looking to secure your primary residence or integrate real estate into your wealth-building strategy, Vault Realty offers personalized support and professional guidance every step of the way.
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5 yellow stars representing a 5 star rating

Don’t just take our word for it

*latest 6 reviews as of 5/2024

I have professionals I can trust working for my family’s best interest.

The Vault team is fantastic. Their dedication to truly understanding my specific financial goals and developing a personalized plan gives me the peace to know that I have professionals I can trust working for my family’s best interest. My advisor always takes the time to listen and understand my questions, and then clearly articulates options.

Ben Palmer
client

they navigated me through the pandemic with flying colors!

i’ve been with Vault over 7 years. The professionals at Vault only have one thing in mind, which is making sure you are comfortable and have your goals met. They take all of your planning worries away. They are not like other companies that are intent on making money, they are only interested in looking out for your success. I am so glad i switched to Vault when i did, they navigated me through the pandemic with flying colors!

Rob & Vickie Wilson
client

Bast app of all-time

Bast app of all-time

ByronOllie Laday
non-client

10/10 recommend!

Luke knows his stuff, simple as that! He genuinely cares for his clients and would never suggest you do anything he wouldn’t do for his own family. 10/10 recommend!

Dallas Schwab
client

Luke and his team are top shelf in everything they do!

Great group of knowledgeable people. Luke and his team are top shelf in everything they do!

Dave Dellin
client

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Mark Story
client

Vault Wealth Strategies, LLC, d/b/a “Vault Wealth”, is a registered investment adviser headquartered in Oklahoma City, Oklahoma. The firm is a limited liability company formed under the laws of the State of Oklahoma in 2015 and has been in business as an investment adviser since 2017. The firm is wholly owned by Luke Milholland. Registration as a registered investment advisor does not imply a certain level of skill or training. Vault Wealth did not provide any cash or non-cash compensation in return for these reviews by existing clients and other individuals. We are also unaware of any material conflicts of interest on the part of the person(s) giving the review resulting from the person’s relationship with Vault Wealth, which could result in an incentive to recommend the adviser. Opinions and comments given by Vault Wealth clients or other individuals may not represent any other person’s experience with the firm.

You have a
God-given purpose.

Is your relationship with money serving as a catalyst in
accomplishing that purpose or a culprit in sabotaging it?

Features

We are different, by design

The value we bring to every client is unique. We take the time to understand who you are, what drives you, and where you find purpose.

What matters the most

Forget money for a second, what is your why? What is driving you to have a plan? We always start there, if it matters to you, it matters to us.

Deliver instant answers

We've worked hard to create tools designed to help you know exactly where you are and what you're working towards.

Monitor your investments

The client portal offers in-depth performance reporting so you'll always know how they're doing and what role they play in your plan.

Cookie-Cutter...less

We don't believe in putting people in a box. We let your values and vision drive the solutions we present.

Clear & Transparent

We don't believe in hidden agendas or hidden fees. Our pricing is clear and easy to understand.

Our people make the difference

We genuinely care about our clients. There's no corporate agenda driving results at your expense, we're your team every step of the way.

Frequently Asked Questions

These are some of the most common questions we get asked that we haven't addressed already, enjoy!
What are the next steps to get started?

Getting started couldn't be easier, just reach out to us at hello@vaultwealth.us, give us the verbal "Let's go!", and we'll get you going. We've worked hard on our onboarding process and signing up with us can take as little as 5 minutes! We want the process to be smooth and easy for you so you can relax and Live Free, Financially.

How do you get paid?

We believe there is an inherent conflict of interest when you're working with a large insurance or investment company who's only pushing certain products. How can you trust that the advisor you're talking to truly has your best interests at heart when they make a huge commission on some new annuity or life insurance policy? You can't, which is why we don't work on commission or charge any trading/transaction costs. We structure our fees to put us in a fiduciary relationship with you, meaning we are required to do the best thing for you at all times. Our fees are clear, transparent, and aligned with your specific goals in mind.

What is it like meeting in your office?

Believe it or not, we get this question from time to time and we've worked hard to create an environment that feels comfortable and where you feel less like a stranger and more like family. Put some time on our calendar and give us a chance to be good hosts, we don't like high pressure environments, we enjoy making and building relationships the most!

What are your qualifications?

For us, it starts and stops at the Certified Financial Planner, or CFP®. The CFP® designation is the "gold standard" in our industry and goes far beyond the minimum requirements needed to work at any firm. The CFP® designation requires continuous learning and ensures that your advisor is taking a holistic approach, looking at every angle, never focusing on one aspect of your financial journey in a silo. With Vault Wealth, you'll have access to a CFP® who will ensure your plan is complete.

What do you love most about your job?

The best part of doing what we do is watching clients light up when they see possibilities that they never thought were possible, or when we show our clients how we genuinely listen and care.

We are passionate about our job, and our job is building the foundation for you

Who We Serve

Some advisors only serve one kind of client, but we don't put our clients in the proverbial "box". We realize that we quite literally put them in boxes below, but you get the idea right??

The Vault Wealth System™ is built to help you where you're at.

Whether you’re just out of college or you feel like you should be saving for your kids college, we can help. Google causes lots of information overload, so we’ll help you understand what matters most so you can make the right moves.

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Families

We understand the challenge of keeping your personal finances separate from your business. Your time is valuable, you deserve to spend it building your business and the life you dreamed of. Not losing sleep wondering if you’re on track.

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Entrepreneurs

Healthcare, Equine, Attorneys, Engineers, IT, and more! A healthy income doesn’t automatically equate to financial freedom. We’ll help you turn a good earned income into passive & portfolio income so one day work can be optional.

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Professionals

You’ve worked hard and deserve to retire confidently. You shouldn’t have to worry about inflation or market dips. From Social Security to Medicare, we’ve got you covered. Know you're invested right and your finances are optimized.

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Retirees