Meet The Team

Luke Milholland Image

Luke Milholland, CFP®,ChFC®,CLU®

Luke is the founder of Vault Wealth Strategies and is a Certified Financial Planner (CFP®) and Chartered Financial Consultant (ChFC®). He loves business and enjoys working with those with an entrepreneurial spirit.

He is passionate about helping people relate to their money in a positive and more meaningful way, and to see them align their finances with what they truly value. He is married to Whitney and they have 4 kids: Jax, Truman, Selah (in heaven), and Rayna. They are active in their church community and have a passion to help family units thrive.

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Hi, I’m Luke!  My wife Whitney and I have 4 kids: Jax, Truman, Selah (who is in heaven), and Rayna.  We live south of Norman on a horse ranch.  I grew up training & showing horses, although these days I don’t get to ride much.  When I’m not at the office I am most likely chasing kiddos! If you have 3 or more young kids you know what I’m talking about, and if you have brothers that are close in age then you REALLY know what I mean!   Our main hobby is trying to get places on time without forgetting anything (don’t worry…we won’t be quitting the day jobs anytime soon). We are actively involved in our church.  I am a member of the National Reining Horse Association.  Other things I enjoy are books, road trips, discovering new places to eat, guitars, OU Athletics, dri-fit shirts, and growing beards.  

I feel super blessed to do work that I truly enjoy, and think it is really an honor to get to serve people in the capacity that I do.  I spent nearly 10 years working for two of the largest financial services institutions in the country.  It was great experience and I learned so much during that time.  Being independent, however, has allowed me the great joy and peace of mind of knowing that we can adapt quickly to the needs of our clients and that our only concern is their best interest.

I hope that we get a chance to hear your story sometime soon.  If I can help in anyway please let me know!

Craig Wilson

Craig works with clients to develop their personal financial plans.  His unique approach of combining his experience as a Lean Six Sigma Greenbelt with actionable financial concepts helps clients achieve their goals with confidence & efficiency.

Craig approaches his work with a missional zeal, and is passionate about financial literacy and helping clients steward their finances well.

He and his wife, Kat, have 3 kids: Mason, Janie, & Garrison.  They love kids and are very involved with the children's ministry at their church.

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Hello! My wife Kat and I have 3 lovely children: Mason, Janie, and Garrison.  Kat and I have a passion for children’s ministry and are heavily involved with our church.  God has blessed me so incredibly much with my family!  He has taught me so many life lessons through them and others around us, and by combining those lessons with a passion for finances and helping people, God has called me to the financial industry.  I am definitely aware of my strengths and know how to maximize them to not just meet the financial needs of our clients, but to ensure we are all being good stewards on this earth!  I graduated from MidAmerica Nazarene University (Olathe, KS) with a Bachelor of Science majoring in Computer Science where I honed my abilities to be detail oriented and a creative problem solver.  I hold a certification as a Strengths Coach with the Nazarene Strengths Institute as well as a certification as a Lean Six Sigma Greenbelt from the University of Oklahoma Lean Institute.

I spent my initial year at one of the largest financial service institutions in America and quickly learned that I wanted to holistically serve my clients.  At Vault Wealth Strategies we have the ability to do just that, while providing truly unbiased advice that is in your best interest.  It is my daily goal and prayer that I live by the “golden rule”: To treat everyone like I want to be treated.

That is why my only focus is to work in the best interest of our clients, because that’s exactly what I would want!  Whatever your goals and story may be, it is my job to ensure you live into those financially.

I look forward to meeting you and getting the opportunity to exceed your expectations!

Vic Malone Image

Vic Malone

Vic's passion is people. His priority is to know clients well and to learn about their goals. He uses that knowledge and his expertise to help clients realize success in achieving their short and long term goals.

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I am blessed to be married to my beautiful wife Valeeda for more than twenty years. We have five talented children and eleven wonderful grandchildren. We love our community and cherish our friendships. I would rather spend my time talking about all of those folks. For their sakes, I hope to be a lifelong learner and better version of myself every day.

I was initially recruited to be a Financial Advisor by a large Fortune 500 financial services firm. In my time with that firm, I opened and managed my own branch office and developed a wonderful clientele. My successes are wrapped up in the wonderful relationships that have been made over those years.

I joined Vault Wealth Strategies because of their vision to serve people and care for them, which closely aligns with my own thinking and philosophy.

If I can help you focus on your goals, have a simple plan, and see you succeed, then that is what I'd love to help you achieve.

As the author Mark Twain once said, "the  secret of getting ahead
is getting started !"

Whitney Milholland Image

Whitney Milholland

Whitney serves as the Communications Coordinator for Vault. She helps clients stay in the know via educational content & newsletters, timely updates on important changes in the financial planning landscape, as well as other insights on various goings on at Vault.

Chances are that if you found us online, you can thank Whitney for that! While others are crunching numbers, running financial projections, or building investment portfolios, Whitney helps keep things social on LinkedIn, Facebook, and Twitter.

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Hi, I am Whitney. As you may have guessed by my last name I am married to the guy with the beard. We have been married for 12 years and have been blessed with four amazing kiddos. We have two wonderfully wild boys, a sweet angel girl in heaven, and our baby of the family is a sweet and feisty little princess. I am relational by nature so I really enjoy helping Vault stay connected with clients and empower the community to live free financially!

My favorite hobby is spending quality time with my family, but in addition to that I also love writing and photography. We actively serve in the kids ministry and family ministry at our church. We love journeying with people, and seeing people live free and purposeful lives.

Who We Serve

Some advisors only serve one kind of client, but we don't put our clients in the proverbial "box". We realize that we quite literally put them in boxes below, but you get the idea right??

The Vault Wealth System™ is built to help you where you're at.

Whether you’re just out of college or you feel like you should be saving for your kids college, we can help. Google causes lots of information overload, so we’ll help you understand what matters most so you can make the right moves.



We understand the challenge of keeping your personal finances separate from your business. Your time is valuable, you deserve to spend it building your business and the life you dreamed of. Not losing sleep wondering if you’re on track.



Healthcare, Equine, Attorneys, Engineers, IT, and more! A healthy income doesn’t automatically equate to financial freedom. We’ll help you turn a good earned income into passive & portfolio income so one day work can be optional.



You’ve worked hard and deserve to retire confidently. You shouldn’t have to worry about inflation or market dips. From Social Security to Medicare, we’ve got you covered. Know you're invested right and your finances are optimized.



You have a
God-given purpose.

Is your relationship with money serving as a catalyst in
accomplishing that purpose or a culprit in sabotaging it?